AmeriSave Mortgage · Nevada · 2025

AmeriSave Mortgage in Nevada: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 1,272 mortgage applications in Nevada in 2025, ranking #23 of 627 lenders active in the state. It originated 32.9% of them and denied 57.1% (63.1% of the applications it decided), against a statewide denial rate of 17.5%.

1.3kApplicationsin NV
63.1%Decision denial ratestate 22.2%
8.50%Median ratestate 6.63%
$120,000Median loanstate $305,000
$69MVolume15 counties

AmeriSave Mortgage in Nevada vs the state

57.1%Denial rate+39.63 pts vs state
63.1%Decision denial rate+40.86 pts vs state
32.9%Origination rate-24.85 pts vs state
8.50%Median rate+1.88 pts vs state
2.69Rate spread (pts)+2.40 pts vs state
$80kMedian applicant income
418Loans originated
726Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,04220225.2%5.93%#27
20241,64232866.4%9.88%#17
20251,27241857.1%8.50%#23

What AmeriSave Mortgage lends in Nevada

By loan purpose

Home purchase 37 3% · 64.9% denied
Refinance 28 2% · 75.0% denied
Cash-out refinance 1,207 95% · 56.4% denied

By loan type

Conventional 940 74% · 53.2% denied
FHA 219 17% · 67.1% denied
VA 112 9% · 69.6% denied
USDA / RHS 1 0% · 100.0% denied

Why it denied Nevada applicants

Incomplete application 406 56%
Debt-to-income ratio 131 18%
Unverifiable information 57 8%
Credit history 54 7%
Collateral 52 7%
Other 14 2%
Insufficient cash 12 2%

Where in Nevada

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 930317521 56.0%
Washoe County 1453895 65.5%
Lyon County 471725 53.2%
Nye County 441126 59.1%
Douglas County 2179 42.9%
Churchill County 201010 50.0%
Elko County 18510 55.6%
Humboldt County 16411 68.8%
Carson City 1457 50.0%
White Pine County 606 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 1,272 applications in 2025, of which 418 were originated and 726 denied.

57.1% of all applications, or 63.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans AmeriSave Mortgage originated in Nevada in 2025 was 8.50%, against a statewide median of 6.63%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology