Crosscountry Mortgage · Nevada · 2025

Crosscountry Mortgage in Nevada: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 2,251 mortgage applications in Nevada in 2025, ranking #13 of 627 lenders active in the state. It originated 63.3% of them and denied 4.6% (6.6% of the applications it decided), against a statewide denial rate of 17.5%.

2.3kApplicationsin NV
6.6%Decision denial ratestate 22.2%
6.75%Median ratestate 6.63%
$355,000Median loanstate $305,000
$576MVolume17 counties

Crosscountry Mortgage in Nevada vs the state

4.6%Denial rate-12.87 pts vs state
6.6%Decision denial rate-15.66 pts vs state
63.3%Origination rate+5.55 pts vs state
6.75%Median rate+0.12 pts vs state
0.49Rate spread (pts)+0.20 pts vs state
$114kMedian applicant income
1,424Loans originated
103Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3037201.5%6.75%#18
20241,7731,1072.3%6.75%#16
20252,2511,4244.6%6.75%#13

What Crosscountry Mortgage lends in Nevada

By loan purpose

Home purchase 1,282 57% · 2.4% denied
Refinance 417 19% · 1.9% denied
Cash-out refinance 250 11% · 4.0% denied
Home improvement 66 3% · 25.8% denied
Other / HELOC 236 10% · 15.7% denied

By loan type

Conventional 1,308 58% · 6.0% denied
FHA 695 31% · 2.9% denied
VA 242 11% · 1.7% denied
USDA / RHS 6 0% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 27 26%
Collateral 21 20%
Incomplete application 19 18%
Credit history 14 14%
Other 12 12%
Insufficient cash 4 4%
Unverifiable information 4 4%
Employment history 2 2%

Where in Nevada

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1,34684364 4.8%
Washoe County 55135326 4.7%
Lyon County 97720 0.0%
Carson City 54332 3.7%
Douglas County 49332 4.1%
Nye County 41234 9.8%
Churchill County 27150 0.0%
Lander County 21151 4.8%
Humboldt County 17100 0.0%
Elko County 1472 14.3%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 2,251 applications in 2025, of which 1,424 were originated and 103 denied.

4.6% of all applications, or 6.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Crosscountry Mortgage originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology