Greater Nevada in Nevada vs the state
7.0%Denial rate-10.50 pts vs state
8.1%Decision denial rate-14.10 pts vs state
78.7%Origination rate+20.95 pts vs state
6.38%Median rate-0.25 pts vs state
-0.15Rate spread (pts)-0.44 pts vs state
$119kMedian applicant income
634Loans originated
56Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 766 | 639 | 4.8% | 8.00% | #34 |
| 2024 | 761 | 622 | 8.0% | 8.50% | #40 |
| 2025 | 806 | 634 | 7.0% | 6.38% | #41 |
What Greater Nevada lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Greater Nevada applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washoe County | 332 | 259 | 18 | 5.4% |
| Clark County | 114 | 85 | 13 | 11.4% |
| Carson City | 106 | 89 | 7 | 6.6% |
| Lyon County | 87 | 69 | 5 | 5.7% |
| Douglas County | 78 | 61 | 7 | 9.0% |
| Elko County | 36 | 32 | 1 | 2.8% |
| White Pine County | 18 | 13 | 1 | 5.6% |
| Churchill County | 14 | 13 | 1 | 7.1% |
| Nye County | 8 | 5 | 1 | 12.5% |
| Eureka County | 4 | 2 | 1 | 25.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 806 applications in 2025, of which 634 were originated and 56 denied.
7.0% of all applications, or 8.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Greater Nevada originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Greater Nevada's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology