Figure Lending in Nevada vs the state
26.9%Denial rate+9.45 pts vs state
28.7%Decision denial rate+6.48 pts vs state
48.0%Origination rate-9.69 pts vs state
8.95%Median rate+2.32 pts vs state
2.51Rate spread (pts)+2.22 pts vs state
$113kMedian applicant income
605Loans originated
339Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,071 | 479 | 34.0% | 10.90% | #26 |
| 2024 | 1,158 | 542 | 26.9% | 10.25% | #29 |
| 2025 | 1,260 | 605 | 26.9% | 8.95% | #24 |
What Figure Lending lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 875 | 397 | 238 | 27.2% |
| Washoe County | 269 | 156 | 58 | 21.6% |
| Nye County | 23 | 8 | 11 | 47.8% |
| Lyon County | 22 | 11 | 5 | 22.7% |
| Carson City | 21 | 7 | 11 | 52.4% |
| Douglas County | 17 | 9 | 4 | 23.5% |
| Humboldt County | 8 | 3 | 4 | 50.0% |
| White Pine County | 7 | 2 | 4 | 57.1% |
| Elko County | 6 | 4 | 1 | 16.7% |
| Storey County | 4 | 3 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 1,260 applications in 2025, of which 605 were originated and 339 denied.
26.9% of all applications, or 28.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Figure Lending originated in Nevada in 2025 was 8.95%, against a statewide median of 6.63%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology