The Loan Store in Nevada vs the state
8.9%Denial rate-8.51 pts vs state
10.1%Decision denial rate-12.11 pts vs state
68.6%Origination rate+10.87 pts vs state
6.75%Median rate+0.13 pts vs state
0.39Rate spread (pts)+0.10 pts vs state
$135kMedian applicant income
836Loans originated
109Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 138 | 81 | 18.1% | 7.63% | #107 |
| 2024 | 802 | 509 | 12.7% | 6.99% | #39 |
| 2025 | 1,219 | 836 | 8.9% | 6.75% | #26 |
What The Loan Store lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 874 | 579 | 86 | 9.8% |
| Washoe County | 219 | 160 | 16 | 7.3% |
| Douglas County | 33 | 24 | 2 | 6.1% |
| Elko County | 23 | 20 | 0 | 0.0% |
| Carson City | 22 | 12 | 3 | 13.6% |
| Lyon County | 15 | 11 | 1 | 6.7% |
| Churchill County | 10 | 9 | 0 | 0.0% |
| Nye County | 7 | 7 | 0 | 0.0% |
| White Pine County | 6 | 5 | 1 | 16.7% |
| Humboldt County | 3 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 1,219 applications in 2025, of which 836 were originated and 109 denied.
8.9% of all applications, or 10.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans The Loan Store originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology