Loandepot.Com · Nevada · 2025

Loandepot.Com in Nevada: approval rate, denial rate and rates (2025)

Loandepot.Com took 2,484 mortgage applications in Nevada in 2025, ranking #12 of 627 lenders active in the state. It originated 60.9% of them and denied 18.2% (22.5% of the applications it decided), against a statewide denial rate of 17.5%.

2.5kApplicationsin NV
22.5%Decision denial ratestate 22.2%
6.99%Median ratestate 6.63%
$245,000Median loanstate $305,000
$421MVolume15 counties

Loandepot.Com in Nevada vs the state

18.2%Denial rate+0.71 pts vs state
22.5%Decision denial rate+0.23 pts vs state
60.9%Origination rate+3.16 pts vs state
6.99%Median rate+0.37 pts vs state
0.73Rate spread (pts)+0.44 pts vs state
$96kMedian applicant income
1,512Loans originated
451Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,9181,29413.6%6.13%#11
20242,6241,49119.6%6.63%#9
20252,4841,51218.2%6.99%#12

What Loandepot.Com lends in Nevada

By loan purpose

Home purchase 781 31% · 10.9% denied
Refinance 217 9% · 17.5% denied
Cash-out refinance 609 25% · 21.8% denied
Home improvement 81 3% · 21.0% denied
Other / HELOC 796 32% · 22.4% denied

By loan type

Conventional 1,609 65% · 18.3% denied
FHA 636 26% · 20.3% denied
VA 238 10% · 11.8% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 148 33%
Collateral 103 23%
Unverifiable information 74 16%
Credit history 43 10%
Incomplete application 38 8%
Other 33 7%
Insufficient cash 11 2%
Employment history 1 0%

Where in Nevada

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1,9781,205350 17.7%
Washoe County 25516241 16.1%
Nye County 743822 29.7%
Lyon County 483012 25.0%
Elko County 30194 13.3%
Douglas County 26182 7.7%
Carson City 23143 13.0%
Humboldt County 1495 35.7%
Churchill County 1133 27.3%
Storey County 943 33.3%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 2,484 applications in 2025, of which 1,512 were originated and 451 denied.

18.2% of all applications, or 22.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Loandepot.Com originated in Nevada in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology