Finance of America Reverse in Nevada vs the state
8.0%Denial rate-9.48 pts vs state
9.6%Decision denial rate-12.65 pts vs state
74.5%Origination rate+16.79 pts vs state
6.52%Median rate-0.11 pts vs state
—Rate spread (pts)
$36kMedian applicant income
187Loans originated
20Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 118 | 10.0% | 7.72% | #94 |
| 2024 | 177 | 134 | 4.5% | 7.17% | #106 |
| 2025 | 251 | 187 | 8.0% | 6.52% | #90 |
What Finance of America Reverse lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 143 | 101 | 13 | 9.1% |
| Washoe County | 55 | 43 | 4 | 7.3% |
| Douglas County | 19 | 17 | 2 | 10.5% |
| Lyon County | 10 | 8 | 0 | 0.0% |
| Carson City | 9 | 7 | 1 | 11.1% |
| Nye County | 8 | 5 | 0 | 0.0% |
| Elko County | 3 | 2 | 0 | 0.0% |
| Storey County | 2 | 2 | 0 | 0.0% |
| Churchill County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 251 applications in 2025, of which 187 were originated and 20 denied.
8.0% of all applications, or 9.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Finance of America Reverse originated in Nevada in 2025 was 6.52%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology