Mutual of Omaha Mortgage in Nevada vs the state
17.5%Denial rate+0.07 pts vs state
22.1%Decision denial rate-0.14 pts vs state
59.1%Origination rate+1.34 pts vs state
6.38%Median rate-0.25 pts vs state
0.16Rate spread (pts)-0.14 pts vs state
$88kMedian applicant income
509Loans originated
151Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 595 | 401 | 17.8% | 7.00% | #47 |
| 2024 | 748 | 479 | 17.9% | 6.63% | #41 |
| 2025 | 862 | 509 | 17.5% | 6.38% | #39 |
What Mutual of Omaha Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 610 | 359 | 107 | 17.5% |
| Washoe County | 123 | 78 | 18 | 14.6% |
| Lyon County | 35 | 20 | 6 | 17.1% |
| Nye County | 27 | 9 | 10 | 37.0% |
| Douglas County | 26 | 17 | 7 | 26.9% |
| Carson City | 12 | 10 | 0 | 0.0% |
| Humboldt County | 8 | 4 | 0 | 0.0% |
| Elko County | 8 | 4 | 1 | 12.5% |
| Churchill County | 5 | 3 | 1 | 20.0% |
| Storey County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 862 applications in 2025, of which 509 were originated and 151 denied.
17.5% of all applications, or 22.1% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Mutual of Omaha Mortgage originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology