JPMorgan Chase Bank · Nevada · 2025

JPMorgan Chase Bank in Nevada: approval rate, denial rate and rates (2025)

JPMorgan Chase Bank took 1,450 mortgage applications in Nevada in 2025, ranking #21 of 627 lenders active in the state. It originated 59.7% of them and denied 11.7% (15.9% of the applications it decided), against a statewide denial rate of 17.5%.

1.5kApplicationsin NV
15.9%Decision denial ratestate 22.2%
6.50%Median ratestate 6.63%
$305,000Median loanstate $305,000
$414MVolume13 counties

JPMorgan Chase Bank in Nevada vs the state

11.7%Denial rate-5.79 pts vs state
15.9%Decision denial rate-6.29 pts vs state
59.7%Origination rate+1.95 pts vs state
6.50%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.18 pts vs state
$112kMedian applicant income
865Loans originated
169Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
202386254112.1%6.63%#31
20241,20677911.4%6.50%#25
20251,45086511.7%6.50%#21

What JPMorgan Chase Bank lends in Nevada

By loan purpose

Home purchase 734 51% · 10.5% denied
Refinance 184 13% · 6.5% denied
Cash-out refinance 252 17% · 16.7% denied
Home improvement 94 6% · 13.8% denied
Other / HELOC 186 13% · 13.4% denied

By loan type

Conventional 1,374 95% · 11.1% denied
FHA 45 3% · 33.3% denied
VA 31 2% · 6.5% denied

Why it denied Nevada applicants

Debt-to-income ratio 66 39%
Collateral 45 27%
Other 24 14%
Unverifiable information 13 8%
Credit history 13 8%
Insufficient cash 5 3%
Employment history 3 2%

Where in Nevada

Counties with the most JPMorgan Chase Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1,187710134 11.3%
Washoe County 17711120 11.3%
Douglas County 26136 23.1%
Lyon County 1893 16.7%
Nye County 1572 13.3%
Carson City 870 0.0%
Elko County 521 20.0%
Storey County 521 20.0%
Churchill County 320 0.0%
Mineral County 202 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 1,450 applications in 2025, of which 865 were originated and 169 denied.

11.7% of all applications, or 15.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans JPMorgan Chase Bank originated in Nevada in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology