Wells Fargo Bank in Nevada vs the state
17.6%Denial rate+0.12 pts vs state
25.0%Decision denial rate+2.74 pts vs state
52.7%Origination rate-5.00 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.16 pts vs state
$103kMedian applicant income
486Loans originated
162Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,316 | 567 | 28.9% | 6.38% | #17 |
| 2024 | 1,142 | 501 | 25.5% | 6.50% | #32 |
| 2025 | 922 | 486 | 17.6% | 6.38% | #35 |
What Wells Fargo Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 675 | 351 | 108 | 16.0% |
| Washoe County | 156 | 81 | 33 | 21.2% |
| Douglas County | 22 | 13 | 5 | 22.7% |
| Lyon County | 12 | 8 | 1 | 8.3% |
| Humboldt County | 12 | 9 | 2 | 16.7% |
| Nye County | 11 | 6 | 3 | 27.3% |
| Elko County | 11 | 6 | 4 | 36.4% |
| Churchill County | 9 | 4 | 1 | 11.1% |
| Carson City | 6 | 4 | 1 | 16.7% |
| White Pine County | 3 | 2 | 1 | 33.3% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 922 applications in 2025, of which 486 were originated and 162 denied.
17.6% of all applications, or 25.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Wells Fargo Bank originated in Nevada in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology