Geneva Financial in Nevada vs the state
0.5%Denial rate-16.99 pts vs state
0.7%Decision denial rate-21.54 pts vs state
67.3%Origination rate+9.57 pts vs state
6.75%Median rate+0.13 pts vs state
0.76Rate spread (pts)+0.47 pts vs state
$90kMedian applicant income
146Loans originated
1Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 151 | 0.5% | 7.13% | #83 |
| 2024 | 200 | 137 | 2.0% | 7.13% | #96 |
| 2025 | 217 | 146 | 0.5% | 6.75% | #101 |
What Geneva Financial lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Geneva Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 156 | 114 | 1 | 0.6% |
| Nye County | 49 | 27 | 0 | 0.0% |
| Washoe County | 10 | 3 | 0 | 0.0% |
| Lyon County | 1 | 1 | 0 | 0.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 217 applications in 2025, of which 146 were originated and 1 denied.
0.5% of all applications, or 0.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Geneva Financial originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Geneva Financial's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology