Guaranteed Rate in Nevada vs the state
8.6%Denial rate-8.86 pts vs state
13.5%Decision denial rate-8.77 pts vs state
53.0%Origination rate-4.76 pts vs state
6.75%Median rate+0.13 pts vs state
0.54Rate spread (pts)+0.25 pts vs state
$105kMedian applicant income
986Loans originated
160Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,162 | 510 | 4.6% | 6.76% | #23 |
| 2024 | 1,465 | 871 | 8.7% | 6.75% | #20 |
| 2025 | 1,862 | 986 | 8.6% | 6.75% | #17 |
What Guaranteed Rate lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Guaranteed Rate applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 1,629 | 874 | 139 | 8.5% |
| Washoe County | 112 | 53 | 10 | 8.9% |
| Nye County | 49 | 26 | 8 | 16.3% |
| Lyon County | 23 | 9 | 1 | 4.3% |
| Elko County | 14 | 6 | 1 | 7.1% |
| Douglas County | 12 | 8 | 0 | 0.0% |
| Carson City | 7 | 6 | 0 | 0.0% |
| Churchill County | 5 | 2 | 1 | 20.0% |
| Lander County | 3 | 1 | 0 | 0.0% |
| Storey County | 2 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 1,862 applications in 2025, of which 986 were originated and 160 denied.
8.6% of all applications, or 13.5% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Guaranteed Rate originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Guaranteed Rate's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology