New Day Financial in Nevada vs the state
27.6%Denial rate+10.12 pts vs state
69.9%Decision denial rate+47.68 pts vs state
11.0%Origination rate-46.76 pts vs state
6.75%Median rate+0.13 pts vs state
0.63Rate spread (pts)+0.34 pts vs state
$82kMedian applicant income
83Loans originated
209Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 602 | 73 | 28.7% | 7.49% | #45 |
| 2024 | 718 | 89 | 25.5% | 7.50% | #42 |
| 2025 | 758 | 83 | 27.6% | 6.75% | #43 |
What New Day Financial lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 557 | 62 | 146 | 26.2% |
| Washoe County | 74 | 6 | 22 | 29.7% |
| Nye County | 47 | 4 | 14 | 29.8% |
| Lyon County | 28 | 5 | 7 | 25.0% |
| Carson City | 12 | 0 | 4 | 33.3% |
| Douglas County | 10 | 1 | 5 | 50.0% |
| Churchill County | 9 | 3 | 3 | 33.3% |
| Elko County | 7 | 2 | 1 | 14.3% |
| Humboldt County | 5 | 0 | 3 | 60.0% |
| White Pine County | 4 | 0 | 2 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 758 applications in 2025, of which 83 were originated and 209 denied.
27.6% of all applications, or 69.9% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans New Day Financial originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology