Securitynational Mortgage · Nevada · 2025

Securitynational Mortgage in Nevada: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 543 mortgage applications in Nevada in 2025, ranking #51 of 627 lenders active in the state. It originated 60.4% of them and denied 9.0% (13.0% of the applications it decided), against a statewide denial rate of 17.5%.

543Applicationsin NV
13.0%Decision denial ratestate 22.2%
6.75%Median ratestate 6.63%
$355,000Median loanstate $305,000
$123MVolume11 counties

Securitynational Mortgage in Nevada vs the state

9.0%Denial rate-8.43 pts vs state
13.0%Decision denial rate-9.22 pts vs state
60.4%Origination rate+2.70 pts vs state
6.75%Median rate+0.13 pts vs state
0.75Rate spread (pts)+0.45 pts vs state
$110kMedian applicant income
328Loans originated
49Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236013768.2%6.88%#46
202463239110.1%6.99%#45
20255433289.0%6.75%#51

What Securitynational Mortgage lends in Nevada

By loan purpose

Home purchase 420 77% · 7.1% denied
Refinance 31 6% · 22.6% denied
Cash-out refinance 68 13% · 8.8% denied
Home improvement 24 4% · 25.0% denied

By loan type

Conventional 322 59% · 9.6% denied
FHA 172 32% · 8.7% denied
VA 46 8% · 6.5% denied
USDA / RHS 3 1% · 0.0% denied

Why it denied Nevada applicants

Unverifiable information 21 43%
Incomplete application 9 18%
Debt-to-income ratio 8 16%
Insufficient cash 4 8%
Credit history 4 8%
Collateral 2 4%
Other 1 2%

Where in Nevada

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 45727737 8.1%
Nye County 23163 13.0%
Washoe County 18103 16.7%
Elko County 1362 15.4%
Churchill County 1393 23.1%
Douglas County 430 0.0%
Lyon County 411 25.0%
Lincoln County 420 0.0%
White Pine County 320 0.0%
Eureka County 200 0.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 543 applications in 2025, of which 328 were originated and 49 denied.

9.0% of all applications, or 13.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans Securitynational Mortgage originated in Nevada in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology