Village Capital & Investment in Nevada vs the state
17.8%Denial rate+0.31 pts vs state
23.6%Decision denial rate+1.33 pts vs state
35.8%Origination rate-21.94 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$92kMedian applicant income
147Loans originated
73Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 226 | 63 | 15.9% | 5.88% | #82 |
| 2024 | 426 | 161 | 11.3% | 5.75% | #54 |
| 2025 | 411 | 147 | 17.8% | 5.75% | #63 |
What Village Capital & Investment lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 307 | 107 | 54 | 17.6% |
| Washoe County | 27 | 11 | 5 | 18.5% |
| Nye County | 23 | 6 | 5 | 21.7% |
| Lyon County | 16 | 8 | 3 | 18.8% |
| Elko County | 9 | 4 | 0 | 0.0% |
| Churchill County | 9 | 3 | 1 | 11.1% |
| Humboldt County | 7 | 4 | 2 | 28.6% |
| Lander County | 5 | 0 | 2 | 40.0% |
| White Pine County | 3 | 2 | 0 | 0.0% |
| Carson City | 2 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 411 applications in 2025, of which 147 were originated and 73 denied.
17.8% of all applications, or 23.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Village Capital & Investment originated in Nevada in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology