Lenders handling the most FHA applications. FHA loans allow 3.5% down and lower credit scores; a lender that does a lot of them has the underwriting muscle for it.
| # | Lender | Grade | FHA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Pike Creek Mortgage ServicesNewark, DE | B | 11 | 113 | 2.7% | 7.25% |
| 2 | Sun West Mortgage CompanyCerritos, CA | B | 5 | 69 | 5.8% | 6.88% |
| 3 | CMG MortgageSan Ramon, CA | A | 3 | 32 | 12.5% | 6.81% |
| 4 | A&D MortgageFort Lauderdale, FL | C | 3 | 86 | 8.1% | 6.88% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
