Sun West Mortgage Company in U.S. Virgin Islands vs the state
5.8%Denial rate-0.58 pts vs state
6.4%Decision denial rate-1.76 pts vs state
65.2%Origination rate-0.74 pts vs state
6.88%Median rate-0.25 pts vs state
0.31Rate spread (pts)-0.28 pts vs state
$145kMedian applicant income
45Loans originated
4Denied
What Sun West Mortgage Company lends in U.S. Virgin Islands
By loan purpose
By loan type
Why it denied U.S. Virgin Islands applicants
Where in U.S. Virgin Islands
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Croix Island | 41 | 25 | 2 | 4.9% |
| St. Thomas Island | 25 | 18 | 1 | 4.0% |
| St. John Island | 3 | 2 | 1 | 33.3% |
Other large lenders in U.S. Virgin Islands
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Pike Creek Mortgage Services | B | 113 | 2.7% | 7.25% |
| A&D Mortgage | C | 86 | 8.1% | 6.88% |
| CMG Mortgage | A | 32 | 12.5% | 6.81% |
| Siwell | – | 25 | 4.0% | 8.00% |
Frequently asked questions
U.S. Virgin Islands: 69 applications in 2025, of which 45 were originated and 4 denied.
5.8% of all applications, or 6.4% of the applications it actually decided on. The U.S. Virgin Islands statewide average across all lenders was 6.4%.
The median rate on loans Sun West Mortgage Company originated in U.S. Virgin Islands in 2025 was 6.88%, against a statewide median of 7.13%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in U.S. Virgin Islands, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology