CMG Mortgage in U.S. Virgin Islands vs the state
12.5%Denial rate+6.12 pts vs state
15.4%Decision denial rate+7.27 pts vs state
56.3%Origination rate-9.71 pts vs state
6.81%Median rate-0.31 pts vs state
0.14Rate spread (pts)-0.45 pts vs state
$212kMedian applicant income
18Loans originated
4Denied
What CMG Mortgage lends in U.S. Virgin Islands
By loan purpose
By loan type
Why it denied U.S. Virgin Islands applicants
Where in U.S. Virgin Islands
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Thomas Island | 15 | 8 | 3 | 20.0% |
| St. Croix Island | 13 | 8 | 1 | 7.7% |
| St. John Island | 4 | 2 | 0 | 0.0% |
Other large lenders in U.S. Virgin Islands
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Pike Creek Mortgage Services | B | 113 | 2.7% | 7.25% |
| A&D Mortgage | C | 86 | 8.1% | 6.88% |
| Sun West Mortgage Company | B | 69 | 5.8% | 6.88% |
| Siwell | – | 25 | 4.0% | 8.00% |
Frequently asked questions
U.S. Virgin Islands: 32 applications in 2025, of which 18 were originated and 4 denied.
12.5% of all applications, or 15.4% of the applications it actually decided on. The U.S. Virgin Islands statewide average across all lenders was 6.4%.
The median rate on loans CMG Mortgage originated in U.S. Virgin Islands in 2025 was 6.81%, against a statewide median of 7.13%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in U.S. Virgin Islands, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology