Rate-and-term and cash-out refinance applications combined.
| # | Lender | Grade | Refinance applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | A&D MortgageFort Lauderdale, FL | C | 26 | 86 | 8.1% | 6.88% |
| 2 | Sun West Mortgage CompanyCerritos, CA | B | 13 | 69 | 5.8% | 6.88% |
| 3 | CMG MortgageSan Ramon, CA | A | 9 | 32 | 12.5% | 6.81% |
| 4 | Pike Creek Mortgage ServicesNewark, DE | B | 5 | 113 | 2.7% | 7.25% |
| 5 | SiwellLubbock, TX | – | 2 | 25 | 4.0% | 8.00% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
