Largest lenders in Skamania County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | iQ Credit Union | B | 49 | 39 | 18.4% | 7.25% |
| 2 | United Shore Financial Services | B | 32 | 24 | 9.4% | 6.55% |
| 3 | Crosscountry Mortgage | B | 28 | 20 | 0.0% | 6.63% |
| 4 | Umpqua Bank | C | 26 | 18 | 23.1% | 8.25% |
| 5 | Rocket Mortgage | C | 22 | 15 | 18.2% | 6.63% |
| 6 | Pennymac Loan Services | C | 20 | 10 | 5.0% | 6.12% |
| 7 | Guild Mortgage | A | 17 | 9 | 0.0% | 7.13% |
| 8 | Columbia Community Credit Union | B | 16 | 9 | 25.0% | 6.00% |
| 9 | Onpoint Community Credit Union | B | 15 | 13 | 13.3% | 7.50% |
| 10 | Fairway Independent Mortgage | B | 13 | 12 | 0.0% | 6.63% |
| 11 | U.S. Bank | D | 11 | 6 | 18.2% | 7.57% |
| 12 | CMG Mortgage | A | 9 | 7 | 0.0% | 6.00% |
| 13 | Alliant Credit Union | D | 8 | 2 | 37.5% | 9.00% |
| 14 | Cornerstone Capital Bank | A | 8 | 8 | 0.0% | 7.00% |
| 15 | Evergreen Moneysource Mortgage | B | 8 | 6 | 0.0% | 7.69% |
| 16 | Banner Bank | D | 7 | 3 | 28.6% | 7.50% |
| 17 | Guaranteed Rate | B | 7 | 5 | 0.0% | 6.99% |
| 18 | Union Home Mortgage | B | 7 | 5 | 14.3% | 6.63% |
| 19 | Spring Eq | D | 7 | 1 | 71.4% | 8.23% |
| 20 | Boeing Employees Credit Union | B | 7 | 6 | 0.0% | 6.06% |
| 21 | Newrez | D | 7 | 2 | 0.0% | 6.87% |
| 22 | Loandepot.Com | D | 7 | 4 | 42.9% | 7.81% |
| 23 | JPMorgan Chase Bank | B | 6 | 4 | 16.7% | 5.50% |
| 24 | 21st Mortgage | F | 6 | 2 | 16.7% | 8.83% |
| 25 | Consolidated Federal Credit Union | B | 6 | 4 | 33.3% | 4.99% |
What Skamania County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Skamania County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 427 | 254 | 16.4% | 7.25% | $235,000 |
| 2024 | 452 | 269 | 17.3% | 7.00% | $315,000 |
| 2025 | 570 | 343 | 16.7% | 6.75% | $295,000 |
Frequently asked questions
16.7% of applications in Skamania County were denied in 2025, against 15.7% statewide in Washington.
iQ Credit Union, with 49 applications in 2025 and a denial rate of 18.4%.
The median mortgage application in Skamania County in 2025 was for $295,000; the median property value on originated loans was $615,000.