Rocket Mortgage in Washington vs the state
15.9%Denial rate+0.22 pts vs state
17.1%Decision denial rate-2.42 pts vs state
74.2%Origination rate+13.14 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$127kMedian applicant income
10,611Loans originated
2,270Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8,220 | 6,357 | 13.4% | 6.63% | #2 |
| 2024 | 10,363 | 7,879 | 14.7% | 6.63% | #3 |
| 2025 | 14,301 | 10,611 | 15.9% | 6.63% | #2 |
What Rocket Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 3,182 | 2,378 | 517 | 16.2% |
| Pierce County | 1,948 | 1,459 | 304 | 15.6% |
| Snohomish County | 1,651 | 1,261 | 244 | 14.8% |
| Spokane County | 1,084 | 844 | 149 | 13.7% |
| Clark County | 838 | 633 | 109 | 13.0% |
| Thurston County | 702 | 525 | 106 | 15.1% |
| Kitsap County | 623 | 462 | 83 | 13.3% |
| Benton County | 469 | 350 | 65 | 13.9% |
| Yakima County | 378 | 241 | 85 | 22.5% |
| Whatcom County | 333 | 247 | 54 | 16.2% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
| Pennymac Loan Services | C | 5,091 | 10.9% | 6.50% |
Frequently asked questions
Washington: 14,301 applications in 2025, of which 10,611 were originated and 2,270 denied.
15.9% of all applications, or 17.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Rocket Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology