Crosscountry Mortgage in Washington vs the state
3.1%Denial rate-12.56 pts vs state
4.1%Decision denial rate-15.41 pts vs state
70.7%Origination rate+9.59 pts vs state
6.63%Median rate0.00 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$145kMedian applicant income
4,877Loans originated
213Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,262 | 2,968 | 1.7% | 6.88% | #10 |
| 2024 | 5,684 | 4,052 | 2.0% | 6.75% | #9 |
| 2025 | 6,903 | 4,877 | 3.1% | 6.63% | #8 |
What Crosscountry Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 1,801 | 1,291 | 62 | 3.4% |
| Pierce County | 1,347 | 976 | 44 | 3.3% |
| Snohomish County | 769 | 565 | 29 | 3.8% |
| Thurston County | 400 | 286 | 8 | 2.0% |
| Kitsap County | 377 | 256 | 12 | 3.2% |
| Spokane County | 339 | 239 | 6 | 1.8% |
| Clark County | 190 | 129 | 6 | 3.2% |
| Benton County | 183 | 134 | 5 | 2.7% |
| Yakima County | 148 | 96 | 5 | 3.4% |
| Clallam County | 141 | 98 | 3 | 2.1% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
| Pennymac Loan Services | C | 5,091 | 10.9% | 6.50% |
Frequently asked questions
Washington: 6,903 applications in 2025, of which 4,877 were originated and 213 denied.
3.1% of all applications, or 4.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Crosscountry Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology