Guild Mortgage in Washington vs the state
3.4%Denial rate-12.24 pts vs state
4.3%Decision denial rate-15.21 pts vs state
70.6%Origination rate+9.58 pts vs state
6.63%Median rate0.00 pts vs state
0.27Rate spread (pts)+0.08 pts vs state
$127kMedian applicant income
5,691Loans originated
275Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,487 | 3,262 | 3.0% | 6.75% | #8 |
| 2024 | 7,209 | 5,129 | 3.3% | 6.63% | #4 |
| 2025 | 8,056 | 5,691 | 3.4% | 6.63% | #4 |
What Guild Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 1,386 | 941 | 64 | 4.6% |
| Pierce County | 982 | 714 | 38 | 3.9% |
| Clark County | 771 | 520 | 25 | 3.2% |
| Snohomish County | 750 | 558 | 14 | 1.9% |
| Thurston County | 737 | 537 | 19 | 2.6% |
| Cowlitz County | 481 | 312 | 11 | 2.3% |
| Grant County | 332 | 243 | 21 | 6.3% |
| Grays Harbor County | 296 | 208 | 4 | 1.4% |
| Lewis County | 284 | 209 | 11 | 3.9% |
| Spokane County | 259 | 190 | 4 | 1.5% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
| Pennymac Loan Services | C | 5,091 | 10.9% | 6.50% |
Frequently asked questions
Washington: 8,056 applications in 2025, of which 5,691 were originated and 275 denied.
3.4% of all applications, or 4.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Guild Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology