Boeing Employees Credit Union in Washington vs the state
23.8%Denial rate+8.10 pts vs state
26.5%Decision denial rate+6.92 pts vs state
62.9%Origination rate+1.85 pts vs state
6.13%Median rate-0.50 pts vs state
-0.49Rate spread (pts)-0.68 pts vs state
$153kMedian applicant income
13,589Loans originated
5,129Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21,534 | 13,437 | 25.5% | 5.25% | #1 |
| 2024 | 20,128 | 12,344 | 24.7% | 8.74% | #1 |
| 2025 | 21,599 | 13,589 | 23.8% | 6.13% | #1 |
What Boeing Employees Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Boeing Employees Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 9,668 | 6,131 | 2,177 | 22.5% |
| Snohomish County | 5,076 | 3,261 | 1,196 | 23.6% |
| Pierce County | 3,241 | 2,014 | 868 | 26.8% |
| Spokane County | 539 | 347 | 108 | 20.0% |
| Kitsap County | 501 | 297 | 135 | 26.9% |
| Skagit County | 418 | 259 | 102 | 24.4% |
| Thurston County | 383 | 224 | 94 | 24.5% |
| Island County | 274 | 166 | 61 | 22.3% |
| Whatcom County | 269 | 172 | 60 | 22.3% |
| Mason County | 136 | 76 | 44 | 32.4% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
| Pennymac Loan Services | C | 5,091 | 10.9% | 6.50% |
Frequently asked questions
Washington: 21,599 applications in 2025, of which 13,589 were originated and 5,129 denied.
23.8% of all applications, or 26.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Boeing Employees Credit Union originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Boeing Employees Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology