Newrez · Washington · 2025

Newrez in Washington: approval rate, denial rate and rates (2025)

Newrez took 5,849 mortgage applications in Washington in 2025, ranking #10 of 822 lenders active in the state. It originated 46.2% of them and denied 12.9% (21.5% of the applications it decided), against a statewide denial rate of 15.7%.

5.8kApplicationsin WA
21.5%Decision denial ratestate 19.5%
6.63%Median ratestate 6.63%
$385,000Median loanstate $335,000
$1.2BVolume39 counties

Newrez in Washington vs the state

12.9%Denial rate-2.76 pts vs state
21.5%Decision denial rate+2.00 pts vs state
46.2%Origination rate-14.86 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)+0.06 pts vs state
$131kMedian applicant income
2,702Loans originated
754Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,92878715.6%6.99%#31
20244,6852,25514.1%6.75%#10
20255,8492,70212.9%6.63%#10

What Newrez lends in Washington

By loan purpose

Home purchase 1,634 28% · 4.1% denied
Refinance 1,635 28% · 8.9% denied
Cash-out refinance 2,575 44% · 20.9% denied
Home improvement 5 0% · 60.0% denied

By loan type

Conventional 3,961 68% · 12.8% denied
FHA 835 14% · 20.7% denied
VA 1,051 18% · 7.2% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Washington applicants

Debt-to-income ratio 462 61%
Credit history 102 14%
Collateral 66 9%
Unverifiable information 45 6%
Other 34 5%
Insufficient cash 25 3%
Employment history 19 3%
Mortgage insurance denied 1 0%

Where in Washington

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 1,348639195 14.5%
Pierce County 1,019481123 12.1%
Snohomish County 69432086 12.4%
Thurston County 41521142 10.1%
Kitsap County 31218518 5.8%
Clark County 31214248 15.4%
Spokane County 2549753 20.9%
Whatcom County 1826521 11.5%
Yakima County 1374622 16.1%
Benton County 1154814 12.2%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
Pennymac Loan ServicesC 5,09110.9%6.50%

Frequently asked questions

Washington: 5,849 applications in 2025, of which 2,702 were originated and 754 denied.

12.9% of all applications, or 21.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Newrez originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Newrez's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology