Movement Mortgage · Washington · 2025

Movement Mortgage in Washington: approval rate, denial rate and rates (2025)

Movement Mortgage took 7,472 mortgage applications in Washington in 2025, ranking #6 of 822 lenders active in the state. It originated 74.4% of them and denied 3.6% (4.2% of the applications it decided), against a statewide denial rate of 15.7%.

7.5kApplicationsin WA
4.2%Decision denial ratestate 19.5%
6.63%Median ratestate 6.63%
$445,000Median loanstate $335,000
$2.7BVolume38 counties

Movement Mortgage in Washington vs the state

3.6%Denial rate-12.06 pts vs state
4.2%Decision denial rate-15.37 pts vs state
74.4%Origination rate+13.34 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)+0.03 pts vs state
$137kMedian applicant income
5,559Loans originated
268Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235,0723,7763.5%6.88%#6
20246,4984,8123.7%6.81%#5
20257,4725,5593.6%6.63%#6

What Movement Mortgage lends in Washington

By loan purpose

Home purchase 5,460 73% · 3.0% denied
Refinance 1,119 15% · 2.2% denied
Cash-out refinance 626 8% · 4.0% denied
Home improvement 97 1% · 21.7% denied
Other / HELOC 170 2% · 20.6% denied

By loan type

Conventional 5,888 79% · 3.6% denied
FHA 1,108 15% · 4.2% denied
VA 475 6% · 2.7% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Washington applicants

Debt-to-income ratio 91 34%
Collateral 43 16%
Other 37 14%
Credit history 29 11%
Unverifiable information 28 10%
Incomplete application 20 7%
Insufficient cash 12 4%
Employment history 8 3%

Where in Washington

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 2,5031,90674 3.0%
Pierce County 1,5511,13950 3.2%
Snohomish County 77053832 4.2%
Whatcom County 40729716 3.9%
Thurston County 3582768 2.2%
Kitsap County 31625015 4.7%
Spokane County 24119510 4.1%
Grant County 22617214 6.2%
Clark County 1491002 1.3%
Mason County 1401034 2.9%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%
Pennymac Loan ServicesC 5,09110.9%6.50%

Frequently asked questions

Washington: 7,472 applications in 2025, of which 5,559 were originated and 268 denied.

3.6% of all applications, or 4.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Movement Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology