CMG Mortgage · Washington · 2025

CMG Mortgage in Washington: approval rate, denial rate and rates (2025)

CMG Mortgage took 7,817 mortgage applications in Washington in 2025, ranking #5 of 822 lenders active in the state. It originated 74.2% of them and denied 3.1% (3.7% of the applications it decided), against a statewide denial rate of 15.7%.

7.8kApplicationsin WA
3.7%Decision denial ratestate 19.5%
6.63%Median ratestate 6.63%
$425,000Median loanstate $335,000
$2.8BVolume39 counties

CMG Mortgage in Washington vs the state

3.1%Denial rate-12.58 pts vs state
3.7%Decision denial rate-15.86 pts vs state
74.2%Origination rate+13.09 pts vs state
6.63%Median rate0.00 pts vs state
0.15Rate spread (pts)-0.04 pts vs state
$140kMedian applicant income
5,796Loans originated
240Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233,4362,5383.5%6.75%#13
20246,2504,7583.1%6.75%#8
20257,8175,7963.1%6.63%#5

What CMG Mortgage lends in Washington

By loan purpose

Home purchase 5,600 72% · 2.1% denied
Refinance 1,446 18% · 4.9% denied
Cash-out refinance 673 9% · 5.7% denied
Home improvement 5 0% · 0.0% denied
Other / HELOC 93 1% · 11.8% denied

By loan type

Conventional 5,382 69% · 3.0% denied
FHA 1,267 16% · 4.1% denied
VA 615 8% · 1.6% denied
USDA / RHS 553 7% · 3.4% denied

Why it denied Washington applicants

Debt-to-income ratio 83 35%
Other 39 16%
Unverifiable information 32 13%
Credit history 25 10%
Incomplete application 22 9%
Collateral 22 9%
Employment history 10 4%
Insufficient cash 5 2%
Mortgage insurance denied 2 1%

Where in Washington

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 1,5941,19649 3.1%
Yakima County 1,07185822 2.1%
Snohomish County 76656140 5.2%
Pierce County 66448530 4.5%
Clark County 65145021 3.2%
Benton County 5954956 1.0%
Spokane County 5614099 1.6%
Skagit County 21615713 6.0%
Thurston County 2121514 1.9%
Island County 1791283 1.7%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%
Pennymac Loan ServicesC 5,09110.9%6.50%

Frequently asked questions

Washington: 7,817 applications in 2025, of which 5,796 were originated and 240 denied.

3.1% of all applications, or 3.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans CMG Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology