Fairway Independent Mortgage in Washington vs the state
4.4%Denial rate-11.22 pts vs state
5.7%Decision denial rate-13.86 pts vs state
73.2%Origination rate+12.18 pts vs state
6.63%Median rate0.00 pts vs state
0.32Rate spread (pts)+0.13 pts vs state
$138kMedian applicant income
2,480Loans originated
150Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,448 | 3,398 | 5.0% | 6.75% | #9 |
| 2024 | 3,301 | 2,565 | 3.8% | 6.75% | #17 |
| 2025 | 3,386 | 2,480 | 4.4% | 6.63% | #21 |
What Fairway Independent Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 879 | 612 | 39 | 4.4% |
| Pierce County | 566 | 419 | 37 | 6.5% |
| Snohomish County | 374 | 276 | 18 | 4.8% |
| Clark County | 325 | 229 | 8 | 2.5% |
| Spokane County | 308 | 234 | 14 | 4.5% |
| Thurston County | 157 | 116 | 5 | 3.2% |
| Kitsap County | 135 | 101 | 5 | 3.7% |
| Cowlitz County | 104 | 81 | 3 | 2.9% |
| Island County | 57 | 48 | 0 | 0.0% |
| Whatcom County | 54 | 42 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 3,386 applications in 2025, of which 2,480 were originated and 150 denied.
4.4% of all applications, or 5.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Fairway Independent Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology