Loandepot.Com in Washington vs the state
19.1%Denial rate+3.43 pts vs state
23.9%Decision denial rate+4.33 pts vs state
59.6%Origination rate-1.51 pts vs state
6.75%Median rate+0.13 pts vs state
0.38Rate spread (pts)+0.19 pts vs state
$120kMedian applicant income
2,113Loans originated
677Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,955 | 1,140 | 18.5% | 6.25% | #29 |
| 2024 | 3,413 | 1,948 | 18.2% | 6.63% | #16 |
| 2025 | 3,548 | 2,113 | 19.1% | 6.75% | #17 |
What Loandepot.Com lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 877 | 569 | 128 | 14.6% |
| Pierce County | 525 | 300 | 112 | 21.3% |
| Snohomish County | 433 | 258 | 72 | 16.6% |
| Clark County | 254 | 153 | 55 | 21.7% |
| Spokane County | 231 | 122 | 40 | 17.3% |
| Kitsap County | 126 | 71 | 26 | 20.6% |
| Benton County | 117 | 74 | 20 | 17.1% |
| Thurston County | 106 | 62 | 29 | 27.4% |
| Yakima County | 87 | 48 | 27 | 31.0% |
| Kittitas County | 76 | 47 | 8 | 10.5% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 3,548 applications in 2025, of which 2,113 were originated and 677 denied.
19.1% of all applications, or 23.9% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Loandepot.Com originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology