Alliant Credit Union in Washington vs the state
22.1%Denial rate+6.45 pts vs state
24.7%Decision denial rate+5.12 pts vs state
64.9%Origination rate+3.82 pts vs state
8.00%Median rate+1.38 pts vs state
0.76Rate spread (pts)+0.57 pts vs state
$189kMedian applicant income
593Loans originated
202Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 606 | 382 | 27.4% | 10.25% | #79 |
| 2024 | 640 | 451 | 18.3% | 9.50% | #79 |
| 2025 | 914 | 593 | 22.1% | 8.00% | #70 |
What Alliant Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 271 | 183 | 45 | 16.6% |
| Snohomish County | 144 | 96 | 29 | 20.1% |
| Pierce County | 99 | 68 | 24 | 24.2% |
| Clark County | 95 | 62 | 21 | 22.1% |
| Spokane County | 43 | 21 | 15 | 34.9% |
| Kitsap County | 33 | 26 | 5 | 15.2% |
| Thurston County | 30 | 21 | 7 | 23.3% |
| Island County | 22 | 15 | 5 | 22.7% |
| Chelan County | 19 | 10 | 7 | 36.8% |
| Whatcom County | 19 | 10 | 7 | 36.8% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 914 applications in 2025, of which 593 were originated and 202 denied.
22.1% of all applications, or 24.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Alliant Credit Union originated in Washington in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology