Union Home Mortgage in Washington vs the state
5.7%Denial rate-9.94 pts vs state
7.3%Decision denial rate-12.22 pts vs state
68.7%Origination rate+7.64 pts vs state
6.38%Median rate-0.25 pts vs state
0.21Rate spread (pts)+0.02 pts vs state
$152kMedian applicant income
349Loans originated
29Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 79 | 64 | 1.3% | 6.88% | #230 |
| 2024 | 221 | 154 | 7.7% | 6.63% | #163 |
| 2025 | 508 | 349 | 5.7% | 6.38% | #100 |
What Union Home Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Union Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 195 | 125 | 11 | 5.6% |
| Pierce County | 64 | 41 | 4 | 6.3% |
| King County | 47 | 32 | 6 | 12.8% |
| Snohomish County | 29 | 19 | 3 | 10.3% |
| Cowlitz County | 25 | 21 | 0 | 0.0% |
| Thurston County | 20 | 13 | 2 | 10.0% |
| Klickitat County | 18 | 14 | 0 | 0.0% |
| Spokane County | 18 | 15 | 0 | 0.0% |
| Yakima County | 17 | 12 | 1 | 5.9% |
| Benton County | 12 | 10 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 508 applications in 2025, of which 349 were originated and 29 denied.
5.7% of all applications, or 7.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Union Home Mortgage originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Union Home Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology