Largest lenders in Klickitat County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Umpqua Bank | C | 59 | 38 | 17.0% | 8.00% |
| 2 | Rocket Mortgage | C | 41 | 32 | 14.6% | 6.43% |
| 3 | United Shore Financial Services | B | 35 | 24 | 8.6% | 6.58% |
| 4 | Guild Mortgage | A | 32 | 24 | 3.1% | 6.93% |
| 5 | Crosscountry Mortgage | B | 26 | 15 | 3.9% | 6.50% |
| 6 | CMG Mortgage | A | 24 | 16 | 8.3% | 6.49% |
| 7 | U.S. Bank | D | 23 | 10 | 47.8% | 6.81% |
| 8 | Fairway Independent Mortgage | B | 19 | 14 | 5.3% | 6.49% |
| 9 | Union Home Mortgage | B | 18 | 14 | 0.0% | 6.75% |
| 10 | Mortgage Research Center | C | 17 | 3 | 11.8% | 6.63% |
| 11 | 1st Security Bank of Washington | B | 17 | 11 | 11.8% | 7.50% |
| 12 | Navy Federal Credit Union | D | 16 | 10 | 12.5% | 7.13% |
| 13 | Rivermark Community | D | 16 | 3 | 18.8% | 6.75% |
| 14 | Pennymac Loan Services | C | 15 | 6 | 13.3% | 6.19% |
| 15 | 21st Mortgage | F | 15 | 6 | 20.0% | 8.20% |
| 16 | iQ Credit Union | B | 14 | 9 | 21.4% | 7.00% |
| 17 | AgWest Farm Credit, FLCA | D | 13 | 5 | 15.4% | 6.50% |
| 18 | Newrez | D | 13 | 6 | 7.7% | 6.63% |
| 19 | Consolidated Federal Credit Union | B | 12 | 7 | 33.3% | 4.99% |
| 20 | Onpoint Community Credit Union | B | 11 | 7 | 18.2% | 6.38% |
| 21 | Synergy One Lending | C | 11 | 7 | 9.1% | 6.99% |
| 22 | HomeStreet Bank | C | 10 | 7 | 20.0% | 7.00% |
| 23 | Banner Bank | D | 9 | 7 | 22.2% | 6.99% |
| 24 | Directors Mortgage | B | 9 | 9 | 0.0% | 6.63% |
| 25 | Better Mortgage | F | 8 | 1 | 37.5% | 6.13% |
What Klickitat County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Klickitat County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 695 | 341 | 20.3% | 6.99% | $235,000 |
| 2024 | 691 | 348 | 22.6% | 6.99% | $245,000 |
| 2025 | 829 | 463 | 15.6% | 6.75% | $265,000 |
Frequently asked questions
15.6% of applications in Klickitat County were denied in 2025, against 15.7% statewide in Washington.
Umpqua Bank, with 59 applications in 2025 and a denial rate of 17.0%.
The median mortgage application in Klickitat County in 2025 was for $265,000; the median property value on originated loans was $475,000.