AgWest Farm Credit, FLCA in Washington vs the state
27.7%Denial rate+12.00 pts vs state
43.8%Decision denial rate+24.26 pts vs state
30.0%Origination rate-31.11 pts vs state
6.55%Median rate-0.08 pts vs state
0.29Rate spread (pts)+0.10 pts vs state
$159kMedian applicant income
65Loans originated
60Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 124 | 35 | 25.0% | 7.15% | #197 |
| 2024 | 176 | 68 | 20.5% | 6.70% | #176 |
| 2025 | 217 | 65 | 27.7% | 6.55% | #184 |
What AgWest Farm Credit, FLCA lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most AgWest Farm Credit, FLCA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lewis County | 22 | 7 | 6 | 27.3% |
| Spokane County | 16 | 2 | 4 | 25.0% |
| Grant County | 13 | 7 | 3 | 23.1% |
| Klickitat County | 13 | 5 | 2 | 15.4% |
| Clark County | 12 | 1 | 5 | 41.7% |
| Whatcom County | 11 | 3 | 3 | 27.3% |
| Skagit County | 10 | 2 | 6 | 60.0% |
| Yakima County | 10 | 6 | 1 | 10.0% |
| Clallam County | 10 | 5 | 3 | 30.0% |
| Stevens County | 8 | 3 | 1 | 12.5% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 217 applications in 2025, of which 65 were originated and 60 denied.
27.7% of all applications, or 43.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans AgWest Farm Credit, FLCA originated in Washington in 2025 was 6.55%, against a statewide median of 6.63%.
About this data. Figures are AgWest Farm Credit, FLCA's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology