1st Security Bank of Washington in Washington vs the state
5.0%Denial rate-10.70 pts vs state
6.2%Decision denial rate-13.37 pts vs state
73.9%Origination rate+12.83 pts vs state
6.50%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.02 pts vs state
$143kMedian applicant income
1,432Loans originated
96Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,475 | 1,050 | 7.3% | 6.88% | #43 |
| 2024 | 1,779 | 1,346 | 4.6% | 6.75% | #35 |
| 2025 | 1,938 | 1,432 | 5.0% | 6.50% | #33 |
What 1st Security Bank of Washington lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most 1st Security Bank of Washington applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 414 | 312 | 9 | 2.2% |
| Benton County | 321 | 246 | 16 | 5.0% |
| Pierce County | 195 | 126 | 13 | 6.7% |
| Snohomish County | 167 | 125 | 7 | 4.2% |
| Franklin County | 156 | 119 | 5 | 3.2% |
| Kitsap County | 88 | 66 | 5 | 5.7% |
| Thurston County | 62 | 47 | 6 | 9.7% |
| Clark County | 60 | 46 | 2 | 3.3% |
| Jefferson County | 55 | 39 | 4 | 7.3% |
| Grays Harbor County | 54 | 36 | 6 | 11.1% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,938 applications in 2025, of which 1,432 were originated and 96 denied.
5.0% of all applications, or 6.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans 1st Security Bank of Washington originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are 1st Security Bank of Washington's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology