Directors Mortgage in Washington vs the state
1.7%Denial rate-13.93 pts vs state
2.0%Decision denial rate-17.54 pts vs state
79.1%Origination rate+18.02 pts vs state
6.63%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.01 pts vs state
$131kMedian applicant income
276Loans originated
6Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 249 | 180 | 3.6% | 7.10% | #137 |
| 2024 | 436 | 316 | 2.8% | 6.88% | #104 |
| 2025 | 349 | 276 | 1.7% | 6.63% | #131 |
What Directors Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Directors Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 92 | 69 | 2 | 2.2% |
| Spokane County | 47 | 37 | 0 | 0.0% |
| Pierce County | 46 | 39 | 2 | 4.3% |
| Snohomish County | 42 | 39 | 0 | 0.0% |
| Skagit County | 30 | 28 | 0 | 0.0% |
| Clark County | 16 | 11 | 0 | 0.0% |
| Kitsap County | 10 | 8 | 0 | 0.0% |
| Mason County | 9 | 6 | 1 | 11.1% |
| Klickitat County | 9 | 9 | 0 | 0.0% |
| Cowlitz County | 6 | 4 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 349 applications in 2025, of which 276 were originated and 6 denied.
1.7% of all applications, or 2.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Directors Mortgage originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Directors Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology