HomeStreet Bank in Washington vs the state
11.7%Denial rate-3.94 pts vs state
14.3%Decision denial rate-5.29 pts vs state
69.6%Origination rate+8.56 pts vs state
7.38%Median rate+0.75 pts vs state
0.46Rate spread (pts)+0.27 pts vs state
$160kMedian applicant income
779Loans originated
131Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,650 | 1,062 | 17.3% | 7.50% | #38 |
| 2024 | 1,635 | 1,104 | 14.6% | 7.25% | #39 |
| 2025 | 1,119 | 779 | 11.7% | 7.38% | #58 |
What HomeStreet Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most HomeStreet Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 391 | 264 | 43 | 11.0% |
| Pierce County | 241 | 178 | 22 | 9.1% |
| Clark County | 142 | 107 | 12 | 8.5% |
| Snohomish County | 116 | 78 | 14 | 12.1% |
| Thurston County | 39 | 28 | 4 | 10.3% |
| Spokane County | 38 | 24 | 6 | 15.8% |
| Kitsap County | 34 | 23 | 5 | 14.7% |
| Island County | 13 | 11 | 2 | 15.4% |
| Benton County | 12 | 6 | 4 | 33.3% |
| Grays Harbor County | 11 | 6 | 4 | 36.4% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,119 applications in 2025, of which 779 were originated and 131 denied.
11.7% of all applications, or 14.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans HomeStreet Bank originated in Washington in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are HomeStreet Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology