Consolidated Federal Credit Union in Washington vs the state
27.4%Denial rate+11.73 pts vs state
30.7%Decision denial rate+11.13 pts vs state
61.9%Origination rate+0.84 pts vs state
4.99%Median rate-1.63 pts vs state
-1.90Rate spread (pts)-2.09 pts vs state
$157kMedian applicant income
52Loans originated
23Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 40 | 14.3% | 8.75% | #270 |
| 2024 | 52 | 30 | 23.1% | 7.99% | #282 |
| 2025 | 84 | 52 | 27.4% | 4.99% | #256 |
What Consolidated Federal Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Consolidated Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 35 | 24 | 6 | 17.1% |
| Klickitat County | 12 | 7 | 4 | 33.3% |
| King County | 9 | 3 | 5 | 55.6% |
| Skamania County | 6 | 4 | 2 | 33.3% |
| Pacific County | 4 | 2 | 2 | 50.0% |
| Lewis County | 3 | 2 | 0 | 0.0% |
| Pierce County | 2 | 2 | 0 | 0.0% |
| Thurston County | 2 | 0 | 1 | 50.0% |
| Spokane County | 2 | 2 | 0 | 0.0% |
| Kitsap County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 84 applications in 2025, of which 52 were originated and 23 denied.
27.4% of all applications, or 30.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Consolidated Federal Credit Union originated in Washington in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Consolidated Federal Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology