Rivermark Community · Washington · 2025

Rivermark Community in Washington: approval rate, denial rate and rates (2025)

Rivermark Community took 158 mortgage applications in Washington in 2025, ranking #207 of 822 lenders active in the state. It originated 43.0% of them and denied 17.7% (28.6% of the applications it decided), against a statewide denial rate of 15.7%.

158Applicationsin WA
28.6%Decision denial ratestate 19.5%
7.74%Median ratestate 6.63%
$115,000Median loanstate $335,000
$19MVolume18 counties

Rivermark Community in Washington vs the state

17.7%Denial rate+2.07 pts vs state
28.6%Decision denial rate+9.03 pts vs state
43.0%Origination rate-18.02 pts vs state
7.74%Median rate+1.12 pts vs state
0.51Rate spread (pts)+0.32 pts vs state
$124kMedian applicant income
68Loans originated
28Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231236418.7%8.12%#198
20241719918.7%8.65%#178
20251586817.7%7.74%#207

What Rivermark Community lends in Washington

By loan purpose

Home purchase 34 22% · 0.0% denied
Refinance 12 8% · 25.0% denied
Cash-out refinance 3 2% · 33.3% denied
Home improvement 36 23% · 25.0% denied
Other / HELOC 73 46% · 20.6% denied

By loan type

Conventional 158 100% · 17.7% denied

Why it denied Washington applicants

Debt-to-income ratio 11 39%
Credit history 8 29%
Collateral 8 29%
Unverifiable information 1 4%

Where in Washington

Counties with the most Rivermark Community applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 934014 15.1%
Klickitat County 1633 18.8%
King County 1453 21.4%
Cowlitz County 723 42.9%
Snohomish County 430 0.0%
Pierce County 321 33.3%
Grays Harbor County 320 0.0%
Thurston County 320 0.0%
Lewis County 311 33.3%
Skamania County 312 66.7%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 158 applications in 2025, of which 68 were originated and 28 denied.

17.7% of all applications, or 28.6% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Rivermark Community originated in Washington in 2025 was 7.74%, against a statewide median of 6.63%.

About this data. Figures are Rivermark Community's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology