Cornerstone Capital Bank in Washington vs the state
1.1%Denial rate-14.54 pts vs state
1.3%Decision denial rate-18.24 pts vs state
84.3%Origination rate+23.20 pts vs state
6.50%Median rate-0.13 pts vs state
0.20Rate spread (pts)+0.01 pts vs state
$160kMedian applicant income
1,370Loans originated
18Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,490 | 1,163 | 2.8% | 6.88% | #42 |
| 2024 | 1,464 | 1,226 | 1.6% | 6.88% | #41 |
| 2025 | 1,626 | 1,370 | 1.1% | 6.50% | #43 |
What Cornerstone Capital Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 525 | 450 | 5 | 1.0% |
| Snohomish County | 237 | 209 | 2 | 0.8% |
| Clark County | 179 | 148 | 1 | 0.6% |
| Spokane County | 149 | 127 | 2 | 1.3% |
| Pierce County | 139 | 104 | 6 | 4.3% |
| Kitsap County | 63 | 57 | 0 | 0.0% |
| Kittitas County | 55 | 51 | 0 | 0.0% |
| Cowlitz County | 32 | 24 | 0 | 0.0% |
| Skagit County | 31 | 30 | 0 | 0.0% |
| Yakima County | 28 | 23 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,626 applications in 2025, of which 1,370 were originated and 18 denied.
1.1% of all applications, or 1.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Cornerstone Capital Bank originated in Washington in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology