Columbia Community Credit Union in Washington vs the state
27.2%Denial rate+11.58 pts vs state
28.3%Decision denial rate+8.72 pts vs state
59.0%Origination rate-2.04 pts vs state
5.24%Median rate-1.38 pts vs state
-1.92Rate spread (pts)-2.11 pts vs state
$113kMedian applicant income
1,112Loans originated
513Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,088 | 1,243 | 27.0% | 6.24% | #28 |
| 2024 | 1,865 | 1,080 | 28.5% | 6.24% | #34 |
| 2025 | 1,884 | 1,112 | 27.2% | 5.24% | #34 |
What Columbia Community Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Columbia Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 1,687 | 998 | 455 | 27.0% |
| Cowlitz County | 93 | 58 | 26 | 28.0% |
| Skamania County | 16 | 9 | 4 | 25.0% |
| Pierce County | 15 | 7 | 6 | 40.0% |
| Lewis County | 15 | 9 | 5 | 33.3% |
| Snohomish County | 11 | 6 | 3 | 27.3% |
| Klickitat County | 7 | 2 | 3 | 42.9% |
| King County | 7 | 4 | 3 | 42.9% |
| Wahkiakum County | 6 | 5 | 1 | 16.7% |
| Kitsap County | 5 | 3 | 2 | 40.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 1,884 applications in 2025, of which 1,112 were originated and 513 denied.
27.2% of all applications, or 28.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Columbia Community Credit Union originated in Washington in 2025 was 5.24%, against a statewide median of 6.63%.
About this data. Figures are Columbia Community Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology