Evergreen Moneysource Mortgage · Washington · 2025

Evergreen Moneysource Mortgage in Washington: approval rate, denial rate and rates (2025)

Evergreen Moneysource Mortgage took 3,494 mortgage applications in Washington in 2025, ranking #18 of 822 lenders active in the state. It originated 76.7% of them and denied 1.2% (1.4% of the applications it decided), against a statewide denial rate of 15.7%.

3.5kApplicationsin WA
1.4%Decision denial ratestate 19.5%
6.75%Median ratestate 6.63%
$425,000Median loanstate $335,000
$1.2BVolume37 counties

Evergreen Moneysource Mortgage in Washington vs the state

1.2%Denial rate-14.45 pts vs state
1.4%Decision denial rate-18.10 pts vs state
76.7%Origination rate+15.64 pts vs state
6.75%Median rate+0.13 pts vs state
0.30Rate spread (pts)+0.11 pts vs state
$133kMedian applicant income
2,680Loans originated
42Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233,0822,3583.1%6.99%#15
20243,1662,4483.5%6.99%#19
20253,4942,6801.2%6.75%#18

What Evergreen Moneysource Mortgage lends in Washington

By loan purpose

Home purchase 2,673 77% · 0.9% denied
Refinance 483 14% · 1.2% denied
Cash-out refinance 322 9% · 3.7% denied
Home improvement 1 0% · 0.0% denied
Other / HELOC 15 0% · 0.0% denied

By loan type

Conventional 2,807 80% · 1.2% denied
FHA 448 13% · 1.8% denied
VA 228 7% · 0.4% denied
USDA / RHS 11 0% · 0.0% denied

Why it denied Washington applicants

Debt-to-income ratio 10 24%
Credit history 8 19%
Collateral 8 19%
Incomplete application 7 17%
Other 5 12%
Unverifiable information 2 5%
Insufficient cash 1 2%
Employment history 1 2%

Where in Washington

Counties with the most Evergreen Moneysource Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pierce County 4743606 1.3%
King County 42533210 2.4%
Whatcom County 3963192 0.5%
Kitsap County 3802930 0.0%
Snohomish County 3222495 1.6%
Clark County 2181683 1.4%
Thurston County 1621232 1.2%
Chelan County 1451112 1.4%
Skagit County 1271030 0.0%
Okanogan County 112851 0.9%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 3,494 applications in 2025, of which 2,680 were originated and 42 denied.

1.2% of all applications, or 1.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Evergreen Moneysource Mortgage originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Evergreen Moneysource Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology