Largest lenders in Okanogan County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Evergreen Moneysource Mortgage | B | 112 | 85 | 0.9% | 6.88% |
| 2 | Spokane Teachers | D | 68 | 32 | 30.9% | 7.74% |
| 3 | Rocket Mortgage | C | 67 | 44 | 22.4% | 6.88% |
| 4 | Umpqua Bank | C | 49 | 29 | 18.4% | 8.25% |
| 5 | Guild Mortgage | A | 46 | 30 | 6.5% | 6.63% |
| 6 | Boeing Employees Credit Union | B | 44 | 23 | 38.6% | 7.00% |
| 7 | Glacier Bank | D | 42 | 23 | 23.8% | 6.88% |
| 8 | Crosscountry Mortgage | B | 41 | 29 | 2.4% | 6.75% |
| 9 | United Shore Financial Services | B | 33 | 27 | 6.1% | 6.00% |
| 10 | Potlatch No. 1 Financial Credit Union | C | 31 | 18 | 6.5% | 7.50% |
| 11 | Mortgage Research Center | C | 29 | 11 | 27.6% | 6.25% |
| 12 | U.S. Bank | D | 28 | 12 | 46.4% | 7.30% |
| 13 | Freedom Mortgage | B | 28 | 11 | 7.1% | 5.75% |
| 14 | Movement Mortgage | A | 21 | 13 | 4.8% | 6.99% |
| 15 | Pennymac Loan Services | C | 20 | 8 | 40.0% | 7.75% |
| 16 | Peoples Bank | C | 19 | 9 | 21.1% | 7.38% |
| 17 | AmeriSave Mortgage | D | 18 | 6 | 66.7% | 8.50% |
| 18 | Broker Solutions | D | 18 | 7 | 11.1% | 7.19% |
| 19 | Banner Bank | D | 15 | 12 | 0.0% | 6.87% |
| 20 | Newrez | D | 15 | 5 | 33.3% | 6.38% |
| 21 | Wells Fargo Bank | B | 13 | 5 | 53.9% | 6.25% |
| 22 | Numerica Credit Union | D | 13 | 5 | 38.5% | 7.50% |
| 23 | Loandepot.Com | D | 13 | 10 | 23.1% | 6.99% |
| 24 | Bank of America | F | 12 | 4 | 33.3% | 6.24% |
| 25 | Washington State Employees Credit Union | D | 11 | 4 | 54.6% | 6.93% |
Best approval odds in Okanogan County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Evergreen Moneysource Mortgage | 89 | 1.1% |
| 2 | Rocket Mortgage | 61 | 24.6% |
| 3 | Spokane Teachers | 54 | 38.9% |
What Okanogan County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Okanogan County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 964 | 536 | 19.2% | 7.00% | $205,000 |
| 2024 | 1,118 | 619 | 19.1% | 6.99% | $205,000 |
| 2025 | 1,165 | 657 | 19.0% | 6.75% | $205,000 |
Frequently asked questions
19.0% of applications in Okanogan County were denied in 2025, against 15.7% statewide in Washington.
Evergreen Moneysource Mortgage, with 112 applications in 2025 and a denial rate of 0.9%.
The median mortgage application in Okanogan County in 2025 was for $205,000; the median property value on originated loans was $375,000.