AmeriSave Mortgage · Washington · 2025

AmeriSave Mortgage in Washington: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 1,880 mortgage applications in Washington in 2025, ranking #35 of 822 lenders active in the state. It originated 25.9% of them and denied 62.5% (70.1% of the applications it decided), against a statewide denial rate of 15.7%.

1.9kApplicationsin WA
70.1%Decision denial ratestate 19.5%
8.38%Median ratestate 6.63%
$155,000Median loanstate $335,000
$88MVolume38 counties

AmeriSave Mortgage in Washington vs the state

62.5%Denial rate+46.85 pts vs state
70.1%Decision denial rate+50.57 pts vs state
25.9%Origination rate-35.16 pts vs state
8.38%Median rate+1.75 pts vs state
2.44Rate spread (pts)+2.25 pts vs state
$88kMedian applicant income
487Loans originated
1,175Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,93529822.3%6.00%#30
20242,23834469.6%9.50%#30
20251,88048762.5%8.38%#35

What AmeriSave Mortgage lends in Washington

By loan purpose

Home purchase 56 3% · 62.5% denied
Refinance 51 3% · 90.2% denied
Cash-out refinance 1,773 94% · 61.7% denied

By loan type

Conventional 1,317 70% · 58.5% denied
FHA 391 21% · 72.9% denied
VA 171 9% · 69.0% denied
USDA / RHS 1 0% · 100.0% denied

Why it denied Washington applicants

Incomplete application 648 55%
Debt-to-income ratio 175 15%
Collateral 137 12%
Credit history 87 7%
Unverifiable information 81 7%
Other 23 2%
Insufficient cash 21 2%
Employment history 3 0%

Where in Washington

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 29965192 64.2%
Pierce County 24372150 61.7%
Snohomish County 20358125 61.6%
Spokane County 1584796 60.8%
Clark County 1103173 66.4%
Kitsap County 962358 60.4%
Thurston County 902057 63.3%
Yakima County 632136 57.1%
Benton County 581935 60.3%
Cowlitz County 521729 55.8%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 1,880 applications in 2025, of which 487 were originated and 1,175 denied.

62.5% of all applications, or 70.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans AmeriSave Mortgage originated in Washington in 2025 was 8.38%, against a statewide median of 6.63%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology