Numerica Credit Union in Washington vs the state
36.4%Denial rate+20.72 pts vs state
40.1%Decision denial rate+20.52 pts vs state
54.0%Origination rate-7.02 pts vs state
7.75%Median rate+1.13 pts vs state
0.55Rate spread (pts)+0.36 pts vs state
$112kMedian applicant income
1,312Loans originated
883Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,159 | 1,197 | 37.3% | 8.75% | #27 |
| 2024 | 1,902 | 990 | 39.3% | 8.75% | #33 |
| 2025 | 2,428 | 1,312 | 36.4% | 7.75% | #29 |
What Numerica Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Numerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spokane County | 1,159 | 681 | 377 | 32.5% |
| Benton County | 328 | 176 | 127 | 38.7% |
| Chelan County | 245 | 132 | 84 | 34.3% |
| Franklin County | 225 | 91 | 115 | 51.1% |
| Douglas County | 201 | 105 | 71 | 35.3% |
| Stevens County | 57 | 30 | 22 | 38.6% |
| Grant County | 50 | 18 | 25 | 50.0% |
| Yakima County | 30 | 12 | 16 | 53.3% |
| Lincoln County | 28 | 13 | 10 | 35.7% |
| Pend Oreille County | 18 | 10 | 5 | 27.8% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 2,428 applications in 2025, of which 1,312 were originated and 883 denied.
36.4% of all applications, or 40.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Numerica Credit Union originated in Washington in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Numerica Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology