Glacier Bank · Washington · 2025

Glacier Bank in Washington: approval rate, denial rate and rates (2025)

Glacier Bank took 676 mortgage applications in Washington in 2025, ranking #84 of 822 lenders active in the state. It originated 62.1% of them and denied 13.6% (17.7% of the applications it decided), against a statewide denial rate of 15.7%.

676Applicationsin WA
17.7%Decision denial ratestate 19.5%
6.63%Median ratestate 6.63%
$325,000Median loanstate $335,000
$188MVolume25 counties

Glacier Bank in Washington vs the state

13.6%Denial rate-2.04 pts vs state
17.7%Decision denial rate-1.81 pts vs state
62.1%Origination rate+1.07 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)+0.03 pts vs state
$108kMedian applicant income
420Loans originated
92Denied

Trend in Washington

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334520911.9%6.88%#118
202493058913.6%6.75%#60
202567642013.6%6.63%#84

What Glacier Bank lends in Washington

By loan purpose

Home purchase 474 70% · 9.5% denied
Refinance 82 12% · 17.1% denied
Cash-out refinance 37 5% · 13.5% denied
Home improvement 56 8% · 35.7% denied
Other / HELOC 27 4% · 29.6% denied

By loan type

Conventional 557 82% · 14.7% denied
FHA 93 14% · 8.6% denied
VA 25 4% · 8.0% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Washington applicants

Debt-to-income ratio 46 51%
Collateral 17 19%
Credit history 15 16%
Other 8 9%
Insufficient cash 3 3%
Unverifiable information 1 1%
Employment history 1 1%

Where in Washington

Counties with the most Glacier Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Spokane County 24816022 8.9%
Chelan County 1017214 13.9%
Douglas County 42239 21.4%
Okanogan County 422310 23.8%
Pend Oreille County 38177 18.4%
Grant County 34195 14.7%
Yakima County 34175 14.7%
Benton County 31187 22.6%
Franklin County 28183 10.7%
Lincoln County 18105 27.8%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 676 applications in 2025, of which 420 were originated and 92 denied.

13.6% of all applications, or 17.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

The median rate on loans Glacier Bank originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Glacier Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology