Potlatch No. 1 Financial Credit Union in Washington vs the state
6.3%Denial rate-9.38 pts vs state
8.4%Decision denial rate-11.11 pts vs state
64.8%Origination rate+3.72 pts vs state
7.50%Median rate+0.88 pts vs state
0.30Rate spread (pts)+0.11 pts vs state
$106kMedian applicant income
217Loans originated
21Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 376 | 232 | 14.1% | 7.25% | #108 |
| 2024 | 345 | 208 | 11.3% | 7.56% | #121 |
| 2025 | 335 | 217 | 6.3% | 7.50% | #136 |
What Potlatch No. 1 Financial Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Potlatch No. 1 Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Asotin County | 118 | 77 | 8 | 6.8% |
| Whitman County | 56 | 36 | 2 | 3.6% |
| Spokane County | 46 | 29 | 4 | 8.7% |
| Okanogan County | 31 | 18 | 2 | 6.5% |
| Walla Walla County | 27 | 16 | 4 | 14.8% |
| Kittitas County | 16 | 13 | 0 | 0.0% |
| Garfield County | 8 | 4 | 0 | 0.0% |
| Pend Oreille County | 8 | 3 | 1 | 12.5% |
| King County | 5 | 4 | 0 | 0.0% |
| Columbia County | 4 | 4 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 335 applications in 2025, of which 217 were originated and 21 denied.
6.3% of all applications, or 8.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Potlatch No. 1 Financial Credit Union originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Potlatch No. 1 Financial Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology