Largest lenders in Asotin County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Potlatch No. 1 Financial Credit Union | C | 118 | 77 | 6.8% | 7.50% |
| 2 | Rocket Mortgage | C | 63 | 45 | 19.1% | 6.38% |
| 3 | Idaho Central Credit Union | A | 57 | 36 | 17.5% | 6.63% |
| 4 | United Shore Financial Services | B | 50 | 39 | 4.0% | 6.00% |
| 5 | Newrez | D | 35 | 18 | 11.4% | 6.19% |
| 6 | U.S. Bank | D | 25 | 16 | 24.0% | 7.95% |
| 7 | Kind Lending | C | 22 | 20 | 9.1% | 6.13% |
| 8 | Freedom Northwest Credit Union | A | 22 | 22 | 0.0% | — |
| 9 | Freedom Mortgage | B | 18 | 8 | 0.0% | 6.19% |
| 10 | Movement Mortgage | A | 18 | 9 | 11.1% | 6.50% |
| 11 | Mortgage Research Center | C | 16 | 8 | 18.8% | 6.25% |
| 12 | Pennymac Loan Services | C | 15 | 8 | 20.0% | 7.81% |
| 13 | Guaranteed Rate | B | 15 | 10 | 0.0% | 6.88% |
| 14 | Synergy One Lending | C | 13 | 9 | 0.0% | 6.63% |
| 15 | Umpqua Bank | C | 12 | 7 | 16.7% | 8.25% |
| 16 | Land Home Financial Services | C | 12 | 8 | 0.0% | 6.94% |
| 17 | Unnamed lender 254900O1J92J7KPVMG08 | – | 12 | 7 | 25.0% | 8.50% |
| 18 | American Pacific Mortgage | C | 11 | 10 | 0.0% | 6.69% |
| 19 | AmeriSave Mortgage | D | 10 | 0 | 70.0% | — |
| 20 | Bay Equity | B | 10 | 8 | 0.0% | 6.88% |
| 21 | Navy Federal Credit Union | D | 10 | 7 | 30.0% | 8.25% |
| 22 | Spokane Teachers | D | 9 | 5 | 22.2% | 7.99% |
| 23 | Spring Eq | D | 9 | 4 | 33.3% | 8.51% |
| 24 | Loandepot.Com | D | 9 | 6 | 11.1% | 8.75% |
| 25 | Zions Bancorporation | B | 8 | 5 | 0.0% | 6.13% |
Best approval odds in Asotin County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Potlatch No. 1 Financial Credit Union | 90 | 8.9% |
| 2 | Idaho Central Credit Union | 54 | 18.5% |
| 3 | Rocket Mortgage | 57 | 21.1% |
What Asotin County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Asotin County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 593 | 384 | 14.3% | 6.88% | $185,000 |
| 2024 | 688 | 434 | 15.0% | 6.75% | $215,000 |
| 2025 | 810 | 510 | 12.2% | 6.63% | $230,000 |
Frequently asked questions
12.2% of applications in Asotin County were denied in 2025, against 15.7% statewide in Washington.
Potlatch No. 1 Financial Credit Union, with 118 applications in 2025 and a denial rate of 6.8%.
The median mortgage application in Asotin County in 2025 was for $230,000; the median property value on originated loans was $355,000.