Freedom Northwest Credit Union in Washington vs the state
0.0%Denial rate-15.65 pts vs state
0.0%Decision denial rate-19.54 pts vs state
100.0%Origination rate+38.94 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
71Loans originated
0Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 41 | 0.0% | — | #301 |
| 2024 | 67 | 58 | 0.0% | — | #255 |
| 2025 | 71 | 71 | 0.0% | — | #270 |
What Freedom Northwest Credit Union lends in Washington
By loan purpose
By loan type
Where in Washington
Counties with the most Freedom Northwest Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Asotin County | 22 | 22 | 0 | 0.0% |
| Spokane County | 11 | 11 | 0 | 0.0% |
| Pend Oreille County | 8 | 8 | 0 | 0.0% |
| Whitman County | 5 | 5 | 0 | 0.0% |
| Grant County | 4 | 4 | 0 | 0.0% |
| Douglas County | 3 | 3 | 0 | 0.0% |
| Stevens County | 3 | 3 | 0 | 0.0% |
| Walla Walla County | 2 | 2 | 0 | 0.0% |
| Thurston County | 2 | 2 | 0 | 0.0% |
| Pierce County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 71 applications in 2025, of which 71 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Freedom Northwest Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology