Land Home Financial Services in Washington vs the state
7.4%Denial rate-8.24 pts vs state
9.3%Decision denial rate-10.24 pts vs state
68.5%Origination rate+7.46 pts vs state
6.75%Median rate+0.13 pts vs state
0.62Rate spread (pts)+0.43 pts vs state
$92kMedian applicant income
37Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 30 | 2.1% | 7.38% | #289 |
| 2024 | 50 | 30 | 16.0% | 7.00% | #284 |
| 2025 | 54 | 37 | 7.4% | 6.75% | #290 |
What Land Home Financial Services lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Land Home Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 12 | 8 | 0 | 0.0% |
| Asotin County | 12 | 8 | 0 | 0.0% |
| Spokane County | 5 | 2 | 1 | 20.0% |
| Yakima County | 3 | 1 | 1 | 33.3% |
| Garfield County | 3 | 2 | 1 | 33.3% |
| Franklin County | 3 | 3 | 0 | 0.0% |
| Clark County | 3 | 2 | 0 | 0.0% |
| Pend Oreille County | 2 | 2 | 0 | 0.0% |
| King County | 2 | 2 | 0 | 0.0% |
| Snohomish County | 2 | 2 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 54 applications in 2025, of which 37 were originated and 4 denied.
7.4% of all applications, or 9.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Land Home Financial Services originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Land Home Financial Services's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology