JPMorgan Chase Bank in Washington vs the state
8.5%Denial rate-7.17 pts vs state
11.3%Decision denial rate-8.26 pts vs state
65.6%Origination rate+4.54 pts vs state
6.13%Median rate-0.50 pts vs state
-0.11Rate spread (pts)-0.29 pts vs state
$200kMedian applicant income
2,816Loans originated
364Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,333 | 1,529 | 9.0% | 6.49% | #25 |
| 2024 | 3,076 | 2,012 | 7.3% | 6.38% | #21 |
| 2025 | 4,293 | 2,816 | 8.5% | 6.13% | #13 |
What JPMorgan Chase Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 2,190 | 1,507 | 159 | 7.3% |
| Snohomish County | 595 | 362 | 46 | 7.7% |
| Pierce County | 276 | 170 | 35 | 12.7% |
| Clark County | 232 | 136 | 31 | 13.4% |
| Spokane County | 197 | 121 | 30 | 15.2% |
| Kitsap County | 97 | 54 | 7 | 7.2% |
| Thurston County | 75 | 51 | 3 | 4.0% |
| Whatcom County | 69 | 42 | 3 | 4.3% |
| Benton County | 64 | 40 | 5 | 7.8% |
| Yakima County | 63 | 43 | 8 | 12.7% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 4,293 applications in 2025, of which 2,816 were originated and 364 denied.
8.5% of all applications, or 11.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans JPMorgan Chase Bank originated in Washington in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology